How to Unblock SBI Debit Card?

One of the best advantages of the banking system is debit cards. Also called ATM cards, they are used to instantly draw the required amount of money anywhere anytime. Debit cards work through secret PIN. At any cost, you must not disclose the PIN to anyone. 

You should enter the PIN to draw money from your debit or credit card. At times, people tend to forget the PIN. When they enter the wrong PIN three consecutive times, the card will be blocked by the bank for security purposes.  

The debit or credit card will also be blocked by the bank if you report it to be lost. Some manually block the card too, for their reasons. Once a card is blocked, it has to be unblocked by the bank to resume the usage.

 If you are an account holder in SBI and are looking for ways to unblock your SBI debit card, then this article is for you! In this article, we will see how to unblock SBI debit cards. 

First, let us see what are the things or requirements to unblock SBI debit cards. 

Requirements to unblock your SBI debit card

• Below are the requirements to unblock the SBI debit card:
• You will need your SBI bank account number.
• You should know the last four digits of your debit card.
• A photo ID is required.
• You should remember the signature that you have registered with the bank while opening the account.
• You should have your SBI account CIF number.

Now, let us look at the steps in detail to unblock the SBI debit card. 

Detailed steps to unblock SBI debit card

Below are the detailed steps to unblock your SBI debit card. Make sure you follow the steps exactly as given to unblock the debit card that has been blocked for various reasons. 

1. The person whose debit card has been blocked must visit the nearby SBI Bank branch. He / She must request the bank for a debit card unblock application form.
2. Now you should fill the form with the necessary details asked. You will be asked to enter your bank account number, CIF number, the last 4 digits of your debit card, and other information.
3. Now, you should put your signature in the debit card unblock application form.
4. Attach your photo ID along with the application form and submit the form to the bank.
5. Now, it’s the bank that should take the necessary action to unblock your debit card.

You have completed the debit card unblocks process. All you have to do now is to wait for the bank to unblock the debit card. The bank will take up to 24 hours to unblock the debit card. Sometimes, on rare occasions, it might take more than 24 hours. In such scenarios, wait patiently for the bank to take the necessary steps. 

After the debit card unblock process is complete, you will receive a message from the bank on your registered phone number. 

If you didn’t know, you can also unblock the SBI credit card through SMS. This is a simple and easy way to unblock a credit card. We’re sure you will do it fine. Here are the steps. 

• Step 1 – You should bring the balance of your SBI credit card below the designated credit limit. To do this, you can make a quick payment on a credit card.
• Step 2 – Now, message AVAIL 1234 (1234= the last four digits of your SBI Credit Card). Send the message to 5676791. You will find the available limit.

Reasons why debit card gets blocked

There are various reasons for debit cards to get blocked. You cannot blame anyone for it. While some are voluntary reasons, some are unavoidable reasons. Here are the reasons why debit card gets blocked. 

• When the debit card is lost or stolen, the bank blocks the card for security reasons after you report the debit card theft to the bank. This is to prevent the misuse of your debit card by others.
• Another common reason why a debit card gets blocked is when you enter the wrong PIN multiple times. If you had forgotten the ATM PIN, do not try the wrong PIN 3 times, as the card will be blocked by the bank. This is again a security reason to prevent hacking or unwanted usage of your debit card.

So, when the debit card is blocked for such reasons, you should visit the nearest SBI bank branch and get the debit card to unblock the application form from the bank, fill it and submit it to the bank officials. 

Is there a way to unblock my SBI debit card online?

Yes, one can unlock the SBI debit card online. For this, 

• Step 1 – You should have a laptop or smartphone with a stable internet connection. From the device’s browser, visit the SBI internet banking website.
• Step 2 – Now, use your login ID and password to log in to your SBI internet banking account. You can also select your mobile banking account.
• Step 3 – From the menu, choose the Debit Card Services option.
• Step 4 – From the drop-down menu, choose the Debit Card OFF option.
• Step 5 – Now, select the account number and Debit card number from the next drop-down menu. Choose your reason now and enter the remarks.

You can submit it now. Your request will be processed by the bank soon. 

A debit card may get blocked for different reasons. You do not have to worry as you can easily unblock the debit card by following the above instructions. You can do it both by online and manual method. Manually you have to visit the bank branch to unblock the debit card. We believe the article helped you in knowing how to unblock your SBI debit card. If you found the article helpful, share it with your friends. Keep watching this space, for more informative articles.