Concerning banks, usernames and passwords are unique and confidential. These help the users to log in to their internet banking account online and carry out necessary financial transactions.
At any cost, the user should not share his / her username and password with anyone else, as it will compromise the bank account’s security. Sometimes the user forgets the password. This is very common. You don’t have to worry much, as the password can be reset. In this article, we will tell you how to change transaction passwords.
If you are a Punjab National Bank account holder and want to change your transaction password, this article will help you do it. Follow the instructions given in the article to change your transaction password. The good news is your debit card is not required to change the transaction password.
You do not have to visit the PNB branch either. You can change the transaction password from the comfort of your home, through the online method. You will need a laptop smartphone PC or tablet with reliable internet connectivity to change the transaction password online.
To keep your account safe, we will list down a few instructions.
- Create a strong password with the combination of upper case alphabet, lower case alphabet, special character and numbers.
- Never share the username and password with anyone.
- For additional security, add two-step authentication for your account.
- Avoid using public Wi-Fi to log in to your internet banking account. This is because public Wi-Fi can be easily hacked. Your account security will be compromised.
- Make sure you have linked your mobile number and email address to your bank account. The bank will text you in case of any emergencies or share information.
Follow the above mentioned basic security measures to keep your account safe and secure.
Steps to change the PNB transaction password
If you have forgotten or are unable to log in to your PNB internet banking account, you can reset the internet banking username and password. To do this, you have to create a new username and password. This can be done by following the below instructions.
- Step 1 – From your browser, visit the official internet banking website of Punjab National Bank. Press the PNB option. From the left side of the PNB site page, press the Retail Internet Banking button.
- Step 2 – By clicking this option, you will be redirected to a new web page. Now, you will be asked to type your user ID.
- Step 3 – Press the Continue option.
- Step 4 – Now, press the Forgot the Password option and reset your Punjab National Bank account Login and Transaction password.
- Step 5 – Now, you will enter a new web page, where you will be asked to enter the user ID.
- Step 6 – Press the Submit option.
- Step 7 – You should type the OTP that you have received in your registered contact number. Press the Continue button.
- Step 8 – To complete the procedure, you should enter your PNB debit card number, PIN and linked bank account number.
- Step 9 – Next, enter the relevant information asked in the fields and press the Continue button.
- Step 10 – Now, you will be redirected to a new web page, where you will be asked to set both login password and Transaction password. These two will be provided as separate options. Select both and set your suitable password. Click the Submit button.
You have successfully reset your Punjab National Bank transaction password. Use the password to log in to your PNB internet banking account. Do not share the password with anyone. Keep it confidential. Once the password is updated, you will see a notification on the screen saying the password changed successfully.
If you didn’t know, the login password and Transaction password are two separate things. They can be different or the same, depending upon your preference. Earlier we told you to select both options while changing the password. You can set different passwords for both or set the same password. It is up to you! If you want your password to be strong, keep one upper case alphabet, one lower case alphabet, one number and one special character in the password. Make sure you don’t enter the old passwords that you had used in the last three times to log in.
Points to remember
- Initially, when you open a bank account in PNB, you will be provided with the internet banking user ID or username by the bank itself. Use the user ID and register for internet banking. You can set your preferred password during the registration.
- Also, the user doesn’t need to visit the PNB bank branch manually to change the password or reset the password for the internet banking account. You can do it online through a device with internet access.
- If you do not have your bank passbook, you might think about how to get the customer ID. The passbook contains the customer ID. But, you can also obtain the Customer ID without a passbook. For this, you should go to the official website of PNB and click forgot user ID option. Then type your account number and choose the verify option. You will get an OTP to verify and obtain your customer ID.
- Your transaction password is the password you use to carry out your internet banking transactions. While paying bills online or shopping online, if you select the internet banking option, you will be asked to enter the internet banking user ID and password. This password will protect your account from fraudulent activities. Therefore, it is important not to share the password with anyone.
To change your PNB transaction password, follow the above instructions given in the article. We hope the article provided you the necessary information. Make sure you set a strong password and do not share it with any person. If you face any problems while carrying out the password reset process, you can contact the bank’s customer service number.
